Withdraw Money Without ATM Card: Here’s How!

In today’s digital world, you can easily withdraw money without an ATM card, which is especially useful if you’ve lost your card, it’s broken, or you simply don’t have it with you.

In this guide, we will look at different methods to withdraw cash without needing an ATM card. We’ll explain everything in a simple and easy-to-understand way, so you can get your money whenever you need it.

1. Use Mobile Banking Apps

Many banks offer mobile banking apps that let you manage your account from your smartphone. With these apps, you can check your balance, transfer money, pay bills, and deposit checks, making banking convenient wherever you are.

One great feature is the ability to withdraw cash without an ATM card. You can simply follow a few steps in the app to withdraw money without ATM card quickly and securely. Next, we’ll show you how to easily withdraw cash using these mobile banking apps.

1. Log In: Open your bank’s mobile app and log in with your credentials.
2. Find the Cash Withdrawal Option: Look for an option that allows you to withdraw cash or generate a code for ATM access.
3. Generate a Code: Some banks let you create a one-time code that you can use at an ATM. This code is usually valid for a short period.
4. Visit an ATM: Go to an ATM that supports your bank. Select the option for cardless withdrawal and enter the code you generated.

2. Use QR Code at ATMs with Your Mobile Banking App

Some banks now use QR code technology to help customers withdraw money without an ATM card. This feature lets you access cash quickly and securely by scanning a code. It’s especially handy if you’ve lost your card or don’t want to carry it.

Related Content: How to Set UP UPI PIN Without Debit Card

This new facility improves your banking experience by making it easy to withdraw money without an ATM card. QR codes simplify managing your finances on the go, saving you time and adding extra security to your transactions.

Follow these steps to withdraw money at ATMs using a QR code with your mobile banking app

1. Open Your Banking App: Log in to your mobile banking app.
2. Select QR Code Withdrawal: Look for the option to withdraw cash using a QR code.
3. Scan the QR Code: Go to an ATM that supports this feature and scan the QR code displayed on the ATM screen.
4. Enter the Amount: Follow the prompts to enter the amount you wish to withdraw.

This method is fast and easy, especially if you’re tech-savvy.

3. Withdraw Cash Using UPI Apps

Yes, you can use UPI apps like PhonePe and Google Pay to withdraw money without needing an ATM card. This makes it really convenient for people who may not have their card with them.

To do this, you simply scan a QR code at UPI-enabled ATMs. It’s a quick and easy way to get cash without the hassle of using a physical card.

Here are the steps to withdraw money using UPI apps.

1. Visit an ATM: Go to any ATM that supports UPI cash withdrawal.
2. Select Withdrawal Option: On the ATM screen, choose the ‘Withdraw Cash’ option.
3. Choose UPI Option: Select the UPI option when prompted.
4. Scan the QR Code: The ATM will display a QR code. Open your UPI app (PhonePe or Google Pay) and scan the QR code.
5. Enter Withdrawal Amount: Input the amount you wish to withdraw, keeping in mind the limit (usually up to ₹10,000 per transaction).
6. Authorize the Transaction: Enter your UPI PIN to authorize the transaction.
7. Collect Your Cash: The ATM will dispense the cash once the transaction is approved.

What do you think about these three ways to withdraw money without an ATM card? We’d love to hear your thoughts—share them in the comments below!